Wealth Management & Financial Planning for Individuals & Families
What We Do…
Planning your financial future can seem complex, and what is right for your neighbor may not be right for you. An independent financial planner can be the answer. Through an association with Tilson Financial Group, Inc. and American Portfolios Financial Services, Inc., the principals of Tropeano & McGrady, Leo Tropeano and Michael McGrady provide financial planning and investment management services. Our process is simple. First, we understand our clients’ short-term and long-term financial goals. Then we gather and analyze data leading to customized recommendations. Finally, we implement the recommendations and monitor the progress toward the goals. Our independence allows us to provide objective advice and our highly trained staff offers technical expertise and personalized service to ensure client satisfaction.
One of the most critical aspects in successful planning is the analysis of your entire financial picture. From reviewing existing wills, to setting up college funding, to analyzing retirement and estate plans, everything plays an integral role in realizing your long term goals.
The road to an appropriate strategy is a detailed step by step process which begins with comprehensive fact gathering followed by a concentrated analysis by our team. Once completed, recommendations and solutions are discussed to implement the financial plan.
Our experienced partners can confidently handle your tax, retirement, investment, and estate planning needs. Being an independent planner and investment advisor means that our options to fulfill your requirements with a plan that you can feel comfortable with are vast. Our professional expertise can relieve your concerns for a secure future.
Wise investment selections can be difficult in today’s complicated world. Without a financial plan or specific goals in place, investing can become unstructured. An organized portfolio is important. As a registered investment advisor, we can provide advice and recommend investment vehicles appropriate for your individual situation.
Periodic supervision is required to verify that the portfolio is staying “on track” with the intended goals. We are able to accomplish this with a state of the art portfolio management system and research tools which track investments more efficiently. Our clients receive review consultations to analyze portfolio performance, discuss changes, and reaffirm or update their goals.
Another crucial service that we perform is to help families plan for the potential costs of nursing home and/or home health care. The following represent some of the estate planning techniques that we may propose, working with our client’s other advisors:
- Living Will
- Health Care Directive
- Medicaid Eligibility through Gifting
- Durable Power of Attorney
- Living Trust
- Irrevocable Trust
- Long-Term Care Insurance